Manufacturing is the foundation of a country and the basis of a strong nation. Among the 16 goals for building a "strong country" proposed in the 15th Five Year Plan, "manufacturing a strong country" ranks first. As the largest province in the country's economy, Guangdong adheres to the principle of putting the real economy first and the manufacturing industry at the forefront, and is deeply promoting the specific deployment of the Provincial Party Committee's "1310" plan. In 2026, the Provincial High Quality Development Conference will focus on the coordinated development of manufacturing and service industries, and make arrangements to build a strong manufacturing province with steady progress. In the first half of the year, the added value of industries above designated size in the province increased by 5.8% year-on-year, and the industrial foundation for high-quality development became increasingly solid.

At the roar of machines, financial vitality is flowing from the source. As the only national joint-stock bank headquartered in Guangzhou with a service network covering 21 cities in Guangdong Province, Guangfa Bank has anchored the goal of "serving the main banks in the Guangdong Hong Kong Macao Greater Bay Area", focusing on key areas such as supporting the improvement of industrial technology innovation capabilities, enhancing the resilience of industrial and supply chains, accelerating the construction of modern industrial systems, and supporting the construction of new industrialization capabilities, persistently improving the quality and efficiency of financial services. From the precision of a machine tool, to the size of a panel, to the quality of a furnace of good steel - every handshake between finance and manufacturing will ultimately result in industrial upgrading.

Climbing higher: forging strong high-end equipment to prop up the backbone of the industry

High end CNC machine tools are the "industrial mother machines" of the equipment manufacturing industry, and their technological level directly affects the core competitiveness of the manufacturing industry. Guangdong is deeply implementing the "Guangdong Strong Chip" project, coordinating and promoting key core technology breakthroughs, and focusing on strengthening key industries such as integrated circuits and high-end equipment. In the first half of 2026, the export value of high-end machine tools in the province increased by 20.1%, the export value of industrial robots accounted for 23.6% of the national total, and the export value of drones accounted for 94.8% of the national total. High end equipment is becoming another business card for Guangdong's manufacturing to go global.

To drive innovation, we must first ensure that finance keeps up. Guangfa Bank has created distinctive credit products, launching equipment procurement loans, manufacturing upgrading factory construction loans, and other products to tailor project loans with strong adaptability and high convenience for Bay Area enterprises with the need to purchase equipment or tools, and upgrade factory facilities; Strengthen the use of policy combination tools, implement relevant policies and requirements of the central and Guangdong provinces, and combine the use of equipment renewal loans, manufacturing and high-tech enterprise loan interest subsidy policies to further reduce enterprise financing costs, promote the accelerated landing of enterprise investment projects, and fully support the digital, intelligent, and high-end upgrading and transformation of manufacturing enterprises in the Bay Area.

In Zhongshan, a national level specialized and innovative "key small giant" enterprise deeply cultivates high-end CNC machine tools and industrial automatic control systems. It is one of the few technology-based enterprises in China that has both high-end CNC systems and high-end CNC equipment research and development systems. Guangfa Bank Zhongshan Branch has approved a comprehensive credit line of 100 million yuan to support enterprise technology research and equipment upgrades. After completing the intelligent transformation and digital transformation, the production efficiency of the enterprise increased by 65% and the product defect rate decreased by 36%. Such 'invisible champions' are constantly emerging in the Bay Area.

In Shenzhen, a sub micron level high-speed machining center equipment manufacturing enterprise with over 40 patents and R&D investment accounting for 14.36%. Its products are widely used in high-end fields such as semiconductors and aerospace. Based on its technological accumulation and R&D strength, Guangfa Bank has supported its continuous R&D investment with a pure credit of 10 million yuan, "Science and Technology Credit", solving the urgent development needs of the enterprise and helping it win 35 million yuan in new orders.

The continuous breakthroughs in high-end equipment manufacturing are constantly consolidating the hardware foundation for Guangdong's industrial upgrading. And as the gaze continues to shift southward, younger industries are growing rapidly along the coastline.

Moving towards the New Path: Serving Emerging Industry Chains and Cultivating New Quality Productivity

The 2026 National Economic and Social Development Plan of Guangdong Province clearly focuses on emerging industries such as artificial intelligence and robotics, low altitude economy, commercial aerospace, and biomanufacturing, and introduces supportive policies in different fields. New industries such as new displays and commercial aerospace are accelerating their momentum - these industries require large investment, long cycles, and few collateral, and enterprises often need comprehensive financial support that spans cycles and involves diversified service collaboration.

Guangfa Bank relies on the multi license advantages of "insurance+investment+banking" of China Life Insurance Group to accelerate the construction of a comprehensive financial service system of "stock, bond, loan and insurance". The headquarters and branches jointly establish a special service team to promote precise drip irrigation of financial resources along the industrial chain.

As an important strategic pivot radiating westward in the Guangdong Hong Kong Macao Greater Bay Area, Yangjiang is seizing opportunities in the commercial aerospace industry. Guangfa Bank leveraged its headquarters advantage and signed a "total to total" strategic cooperation agreement with a certain aerospace technology service company in Guangdong. On this basis, Guangfa Bank Yangjiang Branch simultaneously signed a special credit intention of 500 million yuan to provide financial support for the development of industrial clusters. Around this provincial strategic emerging industry, Guangfa Bank actively mediated the connection between China Life Insurance's investment sector and local aerospace core enterprises, and initially reached an intention to cooperate with the commercial aerospace special sub fund; Collaborate with the China Life Insurance sector to join the commercial aerospace insurance co insurance body, and work with external professional institutions to establish a collaborative system for banking, securities, rating, and auditing, providing full process guidance for enterprises in asset optimization, science and technology innovation bond issuance, and more. At present, Guangfa Bank has provided integrated account management and comprehensive settlement services to 5 core enterprises in the cluster, and has approved a comprehensive credit line of 50 million yuan to ensure the phased operation and construction funding needs of the enterprises.This practice breaks the traditional single credit model and builds a comprehensive service system including overall strategic cooperation, group equity investment, bank credit, bond counseling, insurance protection, etc., providing full chain financial support for rocket assembly, satellite manufacturing, sea launch and other links. Guangfa Bank is also the only financial institution in Yangjiang City that has a full-time presence in the city's commercial aerospace work team, achieving resonance between financial resources and local industrial planning.

Semiconductor display is the core link of the new display industry and a strategic industrial cluster that Guangdong focuses on cultivating. A certain enterprise in the Bay Area has been deeply involved in the semiconductor display field for more than 20 years. Its TV panel shipment area once ranked third in the world, and its 85 inch and above ultra large LCD TV panel shipment area ranked first in the world. It has four G8.6 high generation production lines and is one of the enterprises with the highest vertical integration degree in the domestic display industry chain. In response to the cross-border funding needs of enterprises in their global operations, Guangfa Bank Macau Branch leverages its advantages as a cross-border financial hub in the Guangdong Hong Kong Macao Greater Bay Area to deeply connect and serve enterprises and their wholly-owned overseas operation platforms. Since 2026, Guangfa Bank Macau Branch has processed import and export payment services for enterprises worth 225 million yuan, and has also approved a credit line of 1 billion yuan, which is specifically used for cross-border trade payment of LCD display screens and panel machines, ensuring the upstream raw material procurement funding needs of enterprises and helping them to open up the entire industry chain loop of "domestic research and development manufacturing+overseas assembly and distribution".

The new track requires the courage to invest, while the old industry tests the determination to accompany.

Advancing towards Green: Promoting the Green Renewal of Traditional Manufacturing

The concept of 'leading the manufacturing industry' is not only about cultivating emerging industries, but also about the green and intelligent transformation of traditional advantageous industries. In the first half of this year, Guangdong's industrial technology transformation investment accounted for 39.4% of industrial investment, an increase of 4.9 percentage points compared to the same period last year. The investment logic is shifting from surface expansion to qualitative breakthroughs.

In response to the demand for green transformation in the manufacturing industry, Guangfa Bank has established a priority approval and differentiated pricing mechanism for green projects, actively utilizing policies such as carbon emission reduction support tools, and landing the first batch of transformational financial businesses in the fields of building materials, chemical industry, etc. Through the "emission reduction target linked interest rate" mechanism, it guides enterprises from "passive emission reduction" to "active transformation".

In Qingyuan, a story of finance and manufacturing peers has been going on for 21 years. Qingyuan Chujiang High Precision Copper Strip Co., Ltd. is a wholly-owned subsidiary of the listed company Chujiang New Materials, specializing in high-precision copper plate, strip, and foil materials, deeply embedded in the high-end metal material industry chain of the Greater Bay Area. At the beginning of its establishment in 2005, Guangfa Bank Qingyuan Branch granted a credit of 8 million yuan; Now, this number has grown to 350 million yuan in comprehensive credit. In response to the copper resource recycling production line project, Guangfa Bank Qingyuan Branch innovated the "enterprise credit qualification+group guarantee" combination guarantee model, solved the financing bottleneck of light asset projects, helped enterprises build an important copper resource recycling base in South China, and was awarded the title of "Qingyuan Green Factory". The continuous injection of financial vitality from "manufacturing" to "circulation" has made green the most distinctive color of this enterprise.

In Meizhou, the gateway connecting the Guangdong Hong Kong Macao Greater Bay Area and the Economic Zone on the west coast of the Taiwan Strait, the Meizhou branch of Guangfa Bank has implemented the local requirements to undertake industrial transfer from the Guangdong Hong Kong Macao Greater Bay Area and promote the development of the real economy, actively connecting with a key manufacturing enterprise transferred from Huizhou to the local area - Guangdong Electric Co., Ltd. This enterprise possesses advanced intelligent manufacturing technology, and its intelligent production line significantly reduces energy consumption and emissions compared to traditional processes, making it a typical direction for green upgrading in the manufacturing industry. However, during the critical period of transferring to Meizhou, the enterprise lacked collateral and faced a funding gap for heavy asset investments such as new factory construction and equipment procurement. Guangfa Bank Meizhou Branch conducted in-depth research on enterprise needs, actively coordinated with local governments, industrial parks, development and reform units, and financial regulatory departments to sort out support policies for the transfer of industries, and ultimately customized a combination of working capital loans, domestic letters of credit, and forfeiting services for enterprises, providing a comprehensive credit line of 150 million yuan, efficiently meeting the development needs of enterprises rooted in eastern and northwestern Guangdong and integrating into the bay area. Empowering green production with intelligent manufacturing and accompanying the industry with finance has become another path for traditional manufacturing to move towards green development.

From the technological innovation highland of the Pearl River Delta to the industrial depth of eastern, northwestern Guangdong, the footprint of finance overlaps deeply with the layout of manufacturing. The story of 'leading the manufacturing industry' is written in the precise operation of workshop assembly lines, in the core components that step off the production line one by one, and in the financial funds that patiently accompany and invest in the future.

Climbing high, moving towards new things, advancing towards greenery, standing firm on the backbone of a great nation, igniting the spark of new quality productivity, and promoting a sustainable future. Facing the beginning of the "15th Five Year Plan", Guangfa will continue to attract financial water to enrich the fertile land for manufacturing, climb and grow together with the manufacturing industry in the Guangdong Hong Kong Macao Greater Bay Area, and write a financial responsibility in promoting the construction of Chinese path to modernization.