Building a new cross-border medical direct payment channel and launching an international medical financial service platform in the Greater Bay Area

2026-10-15 20:36

Economic Observation Network According to the CCTV News client, as the attractiveness of medical services in China continues to increase, the demand for overseas medical treatment and cross-border medical treatment from overseas insurance customers continues to grow.Today (15th), the international medical financial service platform was officially launched and launched in the Guangdong Hong Kong Macao Greater Bay Area,Open up the bottleneck of cross-border medical insurance direct payment and build a new channel for cross-border medical direct payment.

The international medical financial service platform innovatively established by Bank of China is equivalent to building an "intermediate hub" for cross-border medical settlement. Hospitals and insurance companies can complete a series of services such as cross-border medical data encryption transmission, cross-border RMB settlement, and simplified foreign exchange material review in one stop by accessing the platform.

The Deputy General Manager of the Administrative Institutions Department of Bank of China Guangdong Branch, Li Xing, introduced that the biggest innovation of the platform is the deep integration of finance and digital technology,The platform integrates financial service functions such as bank guarantees, cross-border remittances, and centralized reconciliation,Cross border medical services have expanded the traditional service boundaries, and what was previously impossible can now be achieved.

With the innovative business of the platform, overseas patients can seek medical treatment at the commercial insurance direct payment cooperative hospitals on the platform,You can enjoy convenient services such as direct medical treatment and immediate discharge without the need for personal advance payment of medical expenses.At present, the platform has signed contracts with 15 Guangdong's first batch of international medical service pilot hospitals and 9 domestic and foreign insurance institutions.