On April 14, 2026, Hong Kong - The Asia Pacific Summit of the 2026 World Internet Conference was once again held in Hong Kong. Ping An Digital Bank (International) Co., Ltd. ("Ping An Digital Bank", "PingAnDB") was invited to participate in the event for two consecutive years. This year, it presented a new brand image to exchange with international industry leaders, experts and scholars, share best practices in the field of artificial intelligence (AI) and data technology, and strive to promote the high-quality development of local and regional smart finance.

The Asia Pacific Summit of the World Internet Conference, the annual flagship event of the sci-tech industry, was unveiled yesterday (13 days). The summit theme is "Empowering Innovative Development with Digital Intelligence - Building a Community of Shared Future in Cyberspace Together", gathering political and business leaders, representatives of international organizations, and experts and scholars from around the world to deeply explore cutting-edge issues such as digital innovation, expand new opportunities, and jointly build an intelligent future.

As one of the digital banks in Hong Kong, Ping An Digital Bank is committed to promoting financial technology innovation, actively integrating artificial intelligence, data analysis and other technologies into daily banking operations, optimizing business processes and improving efficiency, and empowering data circulation and intelligent risk control, bringing convenient and easy-to-use digital banking services to individuals and small and medium-sized customers. With rich experience in technological innovation and application, Ping An Digital Bank was once again invited to share the breakthroughs and insights brought by bank AI applications and cross-border data flow with the attendees at the "Digital Finance Forum" sub forum on the day after the event (14th). It also discussed how banks can strengthen risk control and compliance supervision through technology, further demonstrating Hong Kong's leading position in financial technology on the international stage.

Mr. Yao Wensong, CEO of Ping An Digital Bank, stated at the sub forum: "Relying on the technological strength of Ping An Group, Ping An Digital Bank is committed to deepening technological innovation. In addition to continuously exploring data applications to change the financing ecosystem of small and medium-sized enterprises, the bank is more actively deepening the application scenarios of AI and comprehensively improving operational efficiency. We believe that the application of artificial intelligence can be deeper and wider, and the saved operating costs and time can be returned to customers. The team can concentrate resources to optimize the entire service experience process, while allowing individuals and small and medium-sized enterprise customers to use our services with peace of mind, achieve the goal of wealth accumulation, and practice the brand value of 'peace of mind, future in'. ?

Yao Wensong continued to point out that in response to the strong demand of cross-border and trade enterprises, Ping An Digital Bank has been upgrading its services through technology and data. Starting from the Know Your Customer (KYC) link, it uses data to achieve multi-dimensional understanding of the business status of small and medium-sized enterprise customers, completes customer due diligence more quickly and accurately, and simplifies the business approval process. We also improve risk management efficiency through data, assist in anti money laundering monitoring, and effectively reduce bad debt risks.In addition, Ping An Digital Bank actively collaborates with the Hong Kong SAR government and industry to help build a data infrastructure and financial service platform that connects the Greater Bay Area and international markets, supporting enterprises to expand into broader regional and international markets.

Ping An Digital Bank integrates AI into various business departments and service scenarios, using AI to enhance the system's ability to recognize deepfake technology, accurately detect forged or synthesized faces, and assist teams in monitoring and preventing potential fraudulent activities. In the field of anti fraud and financial crime compliance, we further apply AI to detect and analyze abnormal transaction patterns, comprehensively enhancing the bank's risk management and fraud prevention capabilities. In addition, the bank fully utilizes AI technology in various business processes such as loan application, product development, technology construction, and even market promotion to assist the team in data collection, code writing, and solution design, comprehensively improving operational efficiency.

Looking ahead to the future, Ping An Digital Bank will continue to lead the development of digital banking and data infrastructure, deepen the application of AI technology in daily business operations and product innovation, help the financial industry achieve sustainable upgrading, and promote more small and medium-sized enterprises and individual users to enjoy the convenience and dividends brought by the development of smart finance.