Under the dual challenges of continuously narrowing net interest margin and pressure on economic growth, the Chinese banking industry is reshaping its development logic with a resilient transformation in 2025. As a traditional landing event in the financial industry, the 2025 Financial Development Annual Conference was held in Beijing on November 7th with the theme of “Resilient Transformation, Breaking Through and Opening up a New Chapter“. The event faced the current situation of shrinking net interest margins and increasing transformation pressure in the industry, focusing on topics such as “value creation“ of financial institutions, special finance, and differentiated competitiveness building. Through experience sharing and discussion, policy interpretation, case analysis, and cross-border dialogue, it injected intelligent power into the industry transformation and jointly opened a new chapter of high-quality development.